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GOPAY And OVO See Features


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The best features on GOPAY AND OVO Apps

Gopay and OVO are the two new giants in payment instruments in Indonesia, what’s interesting is that these two companies are not from the financial industry, but are transportation companies, so it becomes interesting to discuss the features in Gopay and OVO that make payment tools so popular.

Here is a comparison of the two.

GoPay Gojek


Currently, who doesn’t know GoPay?

This service can be found in the Gojek application, which previously had the name Go-Wallet. Its existence is very helpful, especially with regard to paying for transactions in the application.

About GoPay Service

When you use a conventional motorcycle taxi service, the payment transaction is made in cash according to the nominal that has determined.

The amount of the fare cannot be known from the outset, unless it is asked before it goes up. For anticipation, it is better to bring more money. You could say this is very inconvenient and not practical at all.

Currently, the complicated things that cause the hassle can overcome when using Gojek services. To make it easier for customers to make payment transactions, a new service was created, namely GoPay.

No need to worry, besides being able to pay using non-cash via GoPay, it can also be done in cash. Another convenience is that before using the service you already know the amount of tariffs that will have to paid later.

GoJek is equipped with various features such as GoRide, GoCar, GoFood, Go Clean, Go Massage, GoPulsa, GoTix, GoBox and so on. All payment transactions for these services can be done use GoPay.

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The Best Features in Go-Jek GoPay

There are some of the best features on GoPay GoJek that you can use in your daily activities. This service can used to pay for every transaction related to the application. Like:

  1. Transfer-GoPay

    If your balance is large enough, it can transferred to other GoPay users directly and without any other fees. This process can done anytime and anywhere for 24 hours non-stop.

  2. Gopay Cash Withdraw

    The balance on GoPay can also withdrawn in cash through a bank account. To be able to activate the Transfer and Cash Withdrawal service, make sure you have upgraded your account by registering yourself along with a photo of yourself and an identity card.

  3. GoPay Diary

    Recently, GoJek has launched another innovation to make it easier for users to monitor monthly expenses. This is done only use Go Pay through a feature call GoPay Diary.

    This feature offers convenience, namely that users do not need to manually record all expenses used to pay for GoJek services. This is because everything will automatically recorded in the GoPay Diary.

    With this, users can finally control their spending directly from GoPay. In addition, you can also see the total transactions for food, credit, transportation and so on. This data can then be use to plan the budget for the following month.

  4. GoBills

    Some time ago GoPay introduced GoBills to pay for electricity, buy tokens and pay BPJS. Bill payments can made quickly with just one application, without being complicate. That way, users will save more time.

  5. GoPulsa

    This feature is supported by various operator services in Indonesia, such as Indosat, Telkomsel, XL, Axis, 3 and also Smartfren. All your needs for top up credit and internet can always met with GoPulsa. Payment transactions can made using a GoPay balance.

  6. Go Points

    When you make a payment using GoPay, you will get a token. This can later exchanged and will get various attractive vouchers. For that, don’t hesitate to always use GoPay. In addition to the many advantages, of course, the security of each transaction is guarante.

    Those are some of the best Go-Jek GoPay features that you can use. Various conveniences can obtained with just one application. For that, do not not use it.



Always understanding the needs of its users, OVO provides various useful features in terms of transactions and finances. The application provides a variety of payment services made online. So, it is very easy and also practical. Then, what are the best features of OVO?

Other Benefits Behind OVO Features

OVO is now a widely use payment application. Not only because of its convenience, but also because of the many benefits it offers. In just one application, users can now make payments in various areas of need.

This application can used for online motorcycle taxi payments, cellphone credit, electricity credit, donations or shopping for necessities at various outlets that collaborate with OVO. In addition, another advantage that can obtained is the existence of cashback on every purchase transaction.

So, the cashback point can reduce payment costs in the next transaction. Another advantage of using various features of the OVO application is that there are promotions in the form of vouchers or discounts that can used for various purposes.

From these various advantages, it is not surprising that OVO users are now increasing every year. This is accompanied by various application updates and various features in it, so that users are more comfortable and their privacy will maintained.

OVO Best Features

For various services for your payment needs, OVO now comes with the best features. These features come with various uses and also different advantages. Among the best features in this app among others.

  1. Transfer

    This feature provides free fund transfer services to fellow OVO users to accounts of various types of banks. This feature will provide access to transfer funds to other users or withdraw available cash funds.

    With just one application, now transfer activities at various banks can easily carried out even without additional fees. This is the reason why users are very comfortable when making various transactions with this OVO best feature.

    However, at the end of 2019, some transfers were sometimes charge a fee of IDR 3,000 in one transaction to several types of banks. Transfers to other OVO users are still free and easy.

  2. OVO Premier

    Then there is the OVO premiere feature. By activating this feature, users can use various services specifically available in it. The advantage if the user has been active by this feature is that they can save up to IDR 10,000,000.-.

    In addition, users can freely make free transfers to various destination banks or to other OVO users. To activate this feature you only need an ID card and also enter the data.

  3. OVO Paylater

    In this feature, users can take advantage of credit services in every purchase transaction. The credit lent by OVO PayLater can reach Rp. 1,000,000, – and can be use for payments for various purposes at partner outlets.

    For payment, there are various tenors to choose from, namely 1 month, 3 months and also 6 months. So, users can choose according to their ability to pay in installments and also pay. With this feature all your needs can met.

    The best features of OVO are here to provide convenience and comfort for every user. The many offers that are present make other people interest in doing various kinds of transactions. To feel the benefits, make sure you register now.


You can see that the features offered by GoPay and OVO are very attractive, which have not offered by banking or financial companies in Indonesia.

It is natural for both of them to be giant payment instruments in Indonesia at this time.

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